Breach of Contract

The purpose of having insurance is not having to worry about what comes after a catastrophe. When you are making those monthly payments, you expect to allow yourself the peace of mind that if the unexpected strikes, you’ll have the financial backing to rebuild. But what happens when your insurance provider does not hold up their end of the deal? Murray & Associates is here to protect you from a breach of contract and receive fair coverage from your insurance.

What is an Insurance Breach of Contract?

An individual’s agreement with an insurance company is relatively straightforward – you make the regularly scheduled payments in exchange for a contractually guaranteed coverage plan in case of certain emergencies. The contract terms bind the insurance provider by law to fulfill its responsibilities once the insured party starts making payments. When the insurance provider does not satisfy all the conditions of their contract, they are in breach.

How Do I Know if My Insurance is in Breach of Contract?

• Unjustified delay of payments after a claim
• Failure to aid
• Unreasonable denial of a claim
• Denial of benefits outlined in the contract
• Denial of a claim without an investigation
• Misinterpretation of a contract

A breach of contract can take many forms, from denying a claim to a delay in payments. Identifying a breach usually requires an attorney to review the claim and the terms of the contract. Common types of breach of contracts by insurance companies include:

Do You Think Your Insurance is in Breach of Contract?

At Murray & Associates, we have some of Florida’s leading experts in insurance law. We can review your insurance contract, determine the areas of breach, and represent you in securing the coverage you are entitled to. Give us a call today to learn more!